401(k) Match Calculator
Many employers match your 401(k) contributions — free money added to your retirement account. But the match has a limit, and if you contribute less than that limit, the rest of the free money simply never happens. Plug in your numbers to see where you stand.
Your numbers
What percent of each paycheck goes into your 401(k).
The match only applies to contributions within this % of your salary.
Your results
You put in (per year)$3,200
Employer match (per year)$3,200
Total going into your 401(k)$6,400
You're capturing the full match. 🎉Your employer adds the maximum $3,200 on top of your contributions. Nice work.
Estimate only — it doesn't account for vesting schedules, IRS contribution limits, or plan-specific rules. Check your plan documents for the exact formula.
New to the 401(k)? Read 401(k) Basics first — it explains the match in plain English in about 6 minutes.